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Payment methods

HomePayment methods

The purchase price is due for payment when the order is placed. In the case of partial deliveries, the proportion of the purchase price attributable to the delivered partial quantity is due.

Payment can be made by credit card (Visa, Mastercard, American Express or Diners Club), by direct transfer, or by Paypal.

With every order, GOLDEN RAIN reserves the right not to offer certain payment methods and to refer to other payment methods. The payment methods used in individual cases can be seen before the order process is completed.

Information about the payment methods

PayPal

When paying via PayPal during the ordering process, the charge is made on the same day. Payment is processed via PayPal (Europe) S.à r.l. et Cie, S.C.A., 22-24 Boulevard Royal, L-2449 Luxembourg, subject to the PayPal Terms of Use and PayPal Privacy Policy. This payment method requires an existing PayPal account. The data required for payment processing, namely your e-mail address, country, address (street, zip code, city) and your telephone number, are transmitted to PayPal by GOLDEN RAIN. For the purpose of its own credit check, PayPal transmits your personal data to credit agencies (credit bureaus) and receives information and, if necessary, creditworthiness information from them on the basis of mathematical-statistical processes (probability or score values). Detailed information on the credit agencies used by PayPal and the data disclosed to them can be found here.

Credit card

When paying by credit card, the charge will be made when the goods are shipped. When paying by credit card, the customer provides the following data during the ordering process: cardholder, card number, credit card company, expiry date, CVV code. The data is transmitted via SSL encryption with a key of at least 128 bits and is therefore not visible to unauthorized persons.

Instant bank transfer

When paying with Sofortüberweisung, you will be automatically forwarded to our partner, SOFORT GmbH, Fußbergstraße 1, 82131 Gauting, during the ordering process. You carry out the transaction with your online banking data. SOFORT GmbH automatically takes over the payment process without GOLDEN RAIN being able to see it, checks the credit limit of your account and, if there are sufficient funds in the account, makes a transfer to GOLDEN RAIN. In addition, the SOFORT GmbH system checks in about 30 percent of cases whether previous payments were booked with Sofortüberweisung in order to rule out systematic fraud.

In order to carry out an immediate transfer, SOFORT GmbH needs your name, bank code and account number, the PIN and a TAN of your online banking account. Only your name, bank code, account number, purpose, amount and date of the transfer are saved, not the credit limit or account balance of your account or past transactions. GOLDEN RAIN can never access your personal online banking access data (such as PIN) and your TAN, which you enter in the encrypted payment form from SOFORT GmbH.

In the case of a successful transaction, GOLDEN RAIN only receives the automated confirmation in real time from SOFORT GmbH that the transfer has been carried out. After successful payment you will be taken back to the GOLDEN RAIN online shop.

Gift/Voucher Card

You can also pay the invoice amount in full with GOLDEN RAIN gift/voucher cards or combine these with the payment methods mentioned above.